Ray Dalio turned $5 into $160 billion by decoding how empires rise and fall. Now he warns: America is in decline, the UK is in trouble, China is gaining power…and your wealth could be in danger UNLESS you act fast.

Ray Dalio is a legendary investor, billionaire, and founder of Bridgewater Associates, the world’s largest hedge fund with over $160 billion in assets under management. He is also the bestselling author of 5 books, including:, ‘How Countries Go Broke: Principles for Navigating the Big Debt Cycle, Where We Are Headed, and What We Should Do’.

He explains:
⬛ The harsh financial truth about Britain’s future and why millionaires are fleeing
⬛ The psychological trick billionaires use that most people never learn
⬛ The “Pain + Reflection = Progress” formula that changed Ray’s life
⬛ The dangerous wealth myth that’s quietly keeping most people broke
⬛ Why chasing success the wrong way could destroy your future
⬛ Why America’s decline is part of an inevitable 500-year cycle

00:00 Intro
05:21 Where Should I Be Living as an Entrepreneur?
06:17 What’s Your Honest Perspective of the UK?
11:33 Are You Optimistic About the Future of the UK?
12:59 Are You Optimistic About the US?
15:06 How to Predict What’s Coming
16:51 Will the US Dominate Global Power Soon?
21:53 How Would You Fix the UK?
25:14 What Happens Next in History?
28:46 Where Are We in the Predictable Timeframes?
30:20 How Should We Counteract These Risks?
32:39 Most Valuable Skills to Learn Right Now
35:30 What Games to Play in Different Life Seasons
37:42 The Most Important Strategic Decision I Made
43:54 Ads
44:58 The Best Way to Deal With Pain
48:48 How Do I Become a Principle Thinker?
50:28 The Power of Meditation
55:48 Are You Religious?
58:07 How Important Is Hard Work?
59:47 The Importance of Being Open-Minded
01:05:03 How to Be a Better Decision Maker
01:08:50 How Do You Find Honest People?
01:11:09 Why Companies Become Less Innovative
01:14:03 How Do You Find Exceptional People?
01:17:31 Ads
01:19:14 What’s Your View on AI?
01:28:28 Top 3 Book Recommendations

Follow Ray:
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You can purchase Ray’s book, ‘How Countries Go Broke’, here: https://amzn.to/44LSPCO

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36 Comments

  1. Do you like these types of convos? If so please hit the like button on the vid – that’s the best way to vote for more like this ❤ also, would be doing me a big favour if you could subscribe – its free 🙏🏾appreciate you! – SB

  2. I was at an event with a millionaire who casually mentioned how he hadn’t earned a paycheck in over a decade. I couldn’t wrap my head around it until later when he recommended Psychological Wealth Paradox by Alden Rothman. That book explained exactly how people like him live off systems, not salaries. I stopped obsessing over income and started focusing on assets. Now my whole mindset is different, and Im slowly starting to turn my life around.

  3. "Interesting, but it's suffering from increasing technical issues with consistency and synchronization between the dialogue and the visuals. It's quite distracting, which is a bit of a shame."

  4. Olds trying to calm the young leaving out they borrowed endless trillions on sand wars and bankrupted usa racking up 40 trillion debt in only 30 years. Boomers screwed their lineage and says its just a life cycle bro.. lol😂

  5. So my question to Ray is, 'What are the 'upcoming nations' doing that the US and the UK are not doing? The UK and US have all the apparent advantages of developed infrastructure, (schools, roads, railways, hospitals, universities, judicial system, relative peace, ) and relatively stable government. That's a great head start. So why can't we maintain that lead?

  6. This ray dalio guy is under the thumb of China who, IMHO, has found a way to enrich him by having him spread pro-china propaganda which is 100% false. Don't believe a word he says.

  7. Is it just me or do all these so-called billionaires talk in circles and never actually give any answers to anything.
    It makes me wonder if they believe the BS that's coming out of their mouths.

  8. USA excels in keeping people, Deceived ( political class), Distract ( media) , Divide ( market to individuals for profit).
    USA exhibits all the characteristics of ancient Rome, 476 A.D

  9. Đế quốc & thực dân hết thời ăn cướp nghèo đi là phải. " Tư bản mà không còn khả năng đi ăn cướp thì đó cũng chỉ là anh tư bản nghèo:

  10. As much as I love to listen to and learn from Ray, his idea of toward the end of your life, you don’t have to work for money no longer holds true. People are struggling whether they be young or old. The cost of living is absurd and housing is out of reach for anybody but the wealthy. Jobs are being cut, wages are stagnant and with the social security cut coming, older people are going to be worse off.

  11. влом мне писать на анг переводить через гугл – короче ведущий иногда задает такие тупые вопросы " что такое Автократия"! , вопрос: ты точно пердпрениматель!? это базовые понятия которые должен знать в твоем возрасте почти каждый – википедия в помощь!) ну серьезно!…

  12. Türkiye' de, red Neck veya ezilenlerin koruyucusu olarak iktidar olarak gelmiş olan mevcut yönetim. Gelir dağılımını bozmasının yanında, kendi zengin sınıfını yaratarak, sahte teokrasi görünümlü, yandaş otokrasi yarattı. İran molla rejimi de aslında, teokrasi görünümlü, yandaş ve zorba bir sermaye hakimiyeti ya da, bir tür sınıfsal, diktatörlük yarattı. Bu tip sistemler de, hep kutuplaştırma yaratıyor. Sonuçta, para konuşuyor. İnsani değerler değil, çıkar grupları, oluşuyor.

  13. It seems to me that the Markets are being manipulated to such an extent that today the Markets are exactly the place where money makes money from money regardless .
    It seem that the large investors and funds can chase the markets up and chase them down and either way the Market goes up or down, if you know or can control the way the Market goes even if only by a percent or two then one can profit AND at the same time prevent a Crash from happening because it is controlled and manipulated.
    Should the prices get out of control as happened I. 2007/8, then the printing presses swing into action and dollars and IOUs are printed to prevent a severe crash.
    That seems to be the Markets today., where money makes money from money and from nothing else.
    The result is a mountain of DEBT which can only get bigger.
    Today it is reckoned that there is over $100T Debt in the UsA alone and guess who holds most of it?
    …..Joe Public.
    So two things are guaranteed…..the mountain of Debt will keep on rising and the wealthy will get wealthier.
    With A.I.s entering the game this will accelerate both and the great divide will continue to accelerate.

  14. I wish my bosses were this straight forward, clear thinking and competent. We clearly all have major issues and in my opinion it is a lack of clear direction and serious lack of concern on all levels.

  15. Oil Reserves US what they don't say.

    Alaska
    There is enough natural gas and oil in parts of Alaska to supply the United States for 200 years."
    The Arctic Wildlife Refuge Gull Island and in Alaska Gull Island in Alaska and give you the biggest oil pool on the face of the earth. Washington is not telling you that the wells have already been drilled there in Alaska. They are completed. No ‘exploratory teams’ are necessary because it has already been done,” Jim Lawler candidly stated. Upon the massive discoveries there the Federal Government immediately ordered the rigs to be capped and the oil production shut down, as the International Bankers scurried to take control and contain this major news item. This feat could never have been accomplished without the aid of an already compromised mainstream media.

    Rocky Mountains
    Hidden beneath the surface of the Rocky Mountains are the largest un tapped oil reserves in the world it is more than two trillion barrels. President Bush alluded to this August the 8th 2005 and he told how much oil was in the Rockies there eight times for oil than Saudi Arabia eighteen times more oil than Iraq twenty times more oil than Kuwait twenty two times more oil than Iran five hundred times more oil than Yemen.
    Rocky Mountain Front Range of Colorado, Utah, and Wyoming has more oil reserves than the entire world’s proven oil reserves combined. There is natural gas and oil in parts of Alaska to supply the United States for 200 yrs' More oil resources are deposited in the Rocky Mountain Front Range regions of Colorado, Utah, and Wyoming than the entire world’s proven oil reserves combined. The region has several geologic shale formations that contain vast amounts of tight oil, such as the Niobrara and Mowry shales. Production in the Denver-Julesburg (DJ) basin, the current tight oil production hub of the region, nearly quadrupled to 235,000 barrels a day between January 2012 and August 2014, and is projected to double again by the end of 2019. (Note that this projection was made when oil prices were high. The growth of unconventional resource extraction depends on economics, and the impact low oil prices will have on the development of the industry is still uncertain.)

    Montana and North Dakota
    The Bakken and Three Forks Formations in the Williston Basin of Montana and North Dakota. The estimate includes 4.3 billion barrels of unconventional oil and 4.9 trillion cubic feet of unconventional natural gas in these two formations.

    Gulf of Mexico
    We saw what happened with the BP gusher there’s a tremendous amount of oil in the Gulf. Cornell University’s geology department determined that in one reserve one plot one parcel as they call it one oil lease parcel in the Gulf of Mexico approximately 20 miles wide by 30 miles long, there is more oil in that one location since we began using oil on the planet.

    There’s another immense oil deposit off the West Coast of Florida people don’t talk about due to Tourism Interests and the Beaches. They gave the first drilling permits in the 1946-47 period and then immediately prevented those permits… the leases… from being utilized by the oil companies paid for them because they decided for National Security reasons they were not going to pump that oil and they never have.
    https://2012convergence.com/2011/03/18/lindsey-williams-rest-of-the-story/

    Canada
    In Canada I do not know the recoverable reserves I know that they’re large amounts of oil up there and we have no shortage… they have known for years this oil is there. I was told in 1976 that they would not allow it produced until they had the price of oil where they wanted it later on I found out two hundred dollars a barrel and they’re using the crisis in the Middle East in order to bring it about.

    So there’s oil everywhere and it’s all about control, squeezing the Middle Class, keeping the Lower Class in bondage and bringing the Middle Class lower and lower all the time. “Price is not what they are after, even though they would like you to believe it is. The motivating force today is control, power, manipulation, the ability to regulate every area of life in such a way that you can be brought completely under the domination of the system and those who manipulate the system,” according to best selling author Lindsey Williams. https://2012convergence.com/2011/03/18/lindsey-williams-rest-of-the-story/ The Energy Non Crisis book by Lindsey Williams https://2012convergence.com/2011/03/18/lindsey-williams-rest-of-the-story/

  16. Здоровая конкуренция доброжелательна и эффективна, но она невозможна между людьми вне источников своих прав, лишающими их друг друга, т.е. враждующими. И чтобы остановить вражду, источник оплаты должен быть не в гос-вах, поглощающих оплату услуг людей, а в самих людях, источниках услуг. Смысл государства – условия развития человека, но гос-ва грабят сограждан на оружие и войны для “безопасности” этого присвоения доходов, от лица обманутого большинства. Гос-ва, через деньги, обладают правами на услуги, что, без справедливого распределения денег гос-вом и рынком, есть воровство. До сети распределение было затруднено (особенно в глобальной РФ) и гос-ва привыкли “распределять” себе, через ошибку источника денег и насилие, вместо исправленной ФС и свободного рынка

    В сети (רשת) любые способные люди должны иметь право создавать оплату заботой (ה) и содействием (א), через инфраструктуры государств и банков, напрямую, без принуждения к войнам, террору, репрессиям и замалчиванию СМИ голода 45 млн(!) детей (ООН) на вымирающей планете, когда любой человек – потенциальный источник денег, оплатой определённых законом услуг, за человека. И тогда 90% мусора, политического, бюрократического и товарного, имитирующего пользу, будет устранено, а главное право – на оплату защиты и развития человека – реализовано в сети и доступно всем

    Замена золота на обязательства (РФ – 1917 г, Запад – 1971 г.) уже давно должна совмещать источник денег с услугами развития безусловно, точно мотивированной свободой рынка, и остановить ад, бесплатно и сразу, чтобы каждый и везде мог создавать деньги услугами, определёнными законом и профессиональной состоятельностью, по ценам и условиям, полученным и разработанным лидерами свободного рынка, в общедоступных, образовательных IT программах

    И тогда функция армий – не уничтожать, а защищать жизнь, от климата, совершенным оборудованием, "возделывать и хранить” (Бытие, 2:15), чистить океан «воронками» в скоплениях мусора и нефти, регенерировать отходы и СО2 в сады, запуская естественный оборот воды подачей влажного воздуха океана, от линии прибоя в центры пустынь, магистралями в виде парников, сглаживая и формируя климат растениями и водой из воздуха, и удерживая её в вспаханных роботами пустынях

    Гуманизация денег экспансивно(!) распространится, отменяя власть глупости. В рациональной финансово-правовой системе, когда безусловно каждый в центре внимания системы измерения ценностей, границы государств – не причина конфликтов, войны невозможны, а люди свободны для развития

    Разумная цивилизация не морила бы детей голодом, опасаясь суда потомков, когда не будет скрыто от детей, что алфавит, по которому учат в школе, разработан по алфавиту Свыше, содержащему исТорию, и её смысл, до неё:

    ‎א ב ג ד ה
    ‎וז ח ט י כ
    ‎.. ל מ נ ..
    ‎ס ע פ צ ק
    ‎..ר ש ת..

    И сегодня, в сети (רשת), наше лицемерие (בגד), в ответ на заботу (ה) и содействие (א) нам Свыше, делит войной власть лишений, вместо мира власти разума. И мы соучаствуем в сокрытии общей вины глобальной системы, мотивирующей и обеспечивающей бездну преступлений, в которой, без этой ошибки источника прав вне человека, не было бы ни войн, ни климатического опустошения, ни голода детей

    Но, для убедительности, Свыше предусмотрена планета «войны» Марс, покрытая ржавым слоем сгоревшего кислорода когда-то пригодной для жизни биосферы, подобной земной. И Создатель мира разместил её перед нами, чтобы избежали судьбы Марса, без цивилизации, способной услышать геофизиков, по статистике землетрясений и катастроф математически прогнозирующих подобное на Земле в 2036(!) году – встречу океана с магмой, в Марианской впадине. С вероятностью 99,9%, биосферу сдует, и Земля превратится в Марс, где это показано нам в предупреждение, как и всё наше зло, допущенное Свыше, чтобы не стало "ещё хуже". Какой смысл спасать цивилизацию с голодающими детьми?

    Эмоции – самая совершенная реальность, для которой сделана и осуществляет которую та, что традиционно привыкли считать реальностью мы. И нет сравнений тому, что испытывает Создатель наших эмоций, вместе с каждым из этих 45 млн детей

    Политика для людей – безусловность двух аксиом: “человек задуман разумным и полезным”, и “не делай никому, чего себе не желаешь” – несостоятельна без свободы благотворительности, как источника развития потенциала любого человека. Вне безусловного соблюдения этого правила, государства – глобальный фашизм, с «естественной» убылью миллионов детей от голода, и естественным следствием этого абсолютного зла – войной и разрушением климата – глобальными уголовными государственными преступлениями, от несоответствия своей общей функции – безусловной(!) защиты инициативы развития личности общедоступным свободным предпринимательством

    Язык мыслей – слова, действий – деньги, если недоступные, через закон, безусловно, то порождающие беззаконие, вне избегающего внешних проблем Запада, и обостряющей их внутренними проблемами, на 10 часовых поясах, России, представленное на дне мира наихудшей крайностью – голодом 45 млн(!) детей (ООН), тишина о которых порождает войны, потому что человек – не пустое место, тем более с развитием сети. И вместо глобального переворота к совершенной демократии, мы имеем пассивное извращение золотого стандарта, с пустыми обязательствами растущего долга голодным детям. А война, террор и репрессии разрастаются, поднимая последствия со дна мира, где Банк Мира изучает голод детей, вместо регистрации (צק), эмиссией оплаты, их защиты и развития, свободному предпринимательству

  17. O Sr Ray está correto, pois isso afinal é toda a sua experiência de vida, e está ótimo assim, porém a meditação transcedetal pode ser usada com afinidade de alinhar o consciente com o subconsciente

    Mas existem várias outras técnicas de meditação, e a maioria das pessoas a buscam para aliviarem o estresse e a depressão, experimentando alívio através do relaxamento físico e mental.
    Contudo auxilia as pessoas a melhorarem suas experiências em sentirem-se um pouco melhor.
    Acontece que os budistas do budismo theravada utilizam as técnicas de meditação theravada com a finalidade de adquirirem o autoconhecimento e de conhecerem, estudarem, e refletirem sobre o Dharma do Budha Shakiamuni, não só para viverem melhor, com mais paz de espírito e serenidade, mas com o objetivo de conhecerem o sofrimento, as causas, a cessação do sofrimento da existência humana e o caminho que leva a desenvolver o fim do sofrimento e atingir o Nirvana.
    Então, para um budista sério e verdadeiro com sigo mesmo, os objetivos das meditações são desenvolverem o caminho das Quatro Nobres Verdades ensinadas pelo Budha.
    Por isso o budismo é mais uma filosofia de vida, um modo de ver o mundo e de viver para desenvolver as qualidades necessárias para a verdadeira transcedencia, realizando assim, a Iluminação.
    Obrigado pela sua atenção e paciência para comigo,
    E tenham uma caminhada de vida!!!

    NAMASTÊ!!!

  18. İnsanlık tarihi olarak önümüze koyduğunuz çizelge 5.000 yıl öncesinden başlıyordu. Oysa bunun yalan olduğu Göbeklitepe nin arkeolojik kazıları sonucunda ortaya çıktı. Göbeklitepe 12.000 yıl önce yapılmış. Tarihle ilgili batının yalanlarının sebebi nedir? İnsanlıktan neyi saklamaya çalışıyorlar?

  19. Bugünkü okul hatı sadece hiperaktif çocuklar yetişmesine sebep oluyor. 6 yaşında bir çocuğu günde 8 saat okulda tutmak delilik – cinayet

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