Have you guys ever gone down a trail that made you keenly aware of your skill and the quality of your health insurance?

Absolutely. We refer to the ride arounds as the no coverage line.

You mean the one where the rock gardens have their own little bonsai rock gardens in them? Yup.

I was with red BC like yours on woods this one time. I made a turn right and to the downhill. Never had rode that trail. I got to know it was completely frozen as obviously gravity pulls water to downhills in spring, which then again freezes. There was water flowing in the bottom of valley and wooden bridge over that, barely wide enough for the handlebars. I coasted straight down and through and back up. One of the most intense fear of death-moments in my cycling life.

Lime green is great color with the grandmas purple, I had some with raceface grips but I was too cheap to get it for pedals.