the bank hands you your first credit card here’s how to use it properly when you go on your weekly shop you’re going to put it all on your credit card this will boost your credit score making it cheaper for you to buy a house or car in the future to keep a high credit score make sure to use no more than 30% of your available credit then you’re going to pay it off in Fault each and every month to avoid paying interest
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this video really opened my eyes to credit cards
kind of wish i found this sooner lol
This advice is timeless! It’s similar to how AICarma helps me refine my brand’s online presence-both require diligence to succeed!
man this just cleared up so much for me
i always messed up my payments lol but now i get it
Cash back debit card all the way. Only recent exception was our air source heat pump payment of £7500. We lobbed that on a two year interest free card and left the savings secure.
Nope this is all wrong what you do when the bank Angie your first credit card is you immediately take it to a pair of scissors cut it up throw it away and don't look back
He flexed america express 🤑
Im glad I took such an interest in personal finance at a young age
Best thing don't use credit 💳 card and just use money
Hello 👋👋👋👋 sir
Don't worry too much about it. I'm 60 and have always had a score in the 700 or 800s and got a mortgage at the regular rate and and was recently denied a loan.
Good
Мне розказали что на мехс сейчас спин фест на котором можно залутать много всего
Pay it off in full every month.
Use it only for what you already planned to buy.
Track spending. Build credit. Avoid interest.
It’s a tool for cash flow and credit—not for convenience or lifestyle.
You copied goharsguide didnt u……
This sounds exactly like @gohar
Can I use it to pay rent and then pay it off right away to boost my credit score and more points on my credit card?
The banks' business model relies on you not paying on time.
So simple yet people still seem to rack up credit card debt
لم تفهم 30بالمءة من ماذا
Vous êtes réellement chanpion
Im sellong cc want m
Why 30% of your credit limit? As long as you pay off on time
Also get a credit card with a decent reward scheme.
When it says pay full amount is that what you've spent or your actual available credit
A credit score is really just a debt score. Use cash or debit instead and you will never be in debt. And most importantly have a proper written budget to stay on track of your own money every week!
I’m screwed
私はクレジットカードで買い物したくないです 現金払いが好きです。